American Exchange Bank, Lindsay, Oklahoma
402 S Main St, Lindsay, OK 73052
Financial Overview
Financial Health Analysis
American Exchange Bank, Lindsay, Oklahoma is a currently active other specialized under 1 billion banking institution headquartered in Lindsay, Oklahoma. Established in 01/01/1924, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, American Exchange Bank, Lindsay, Oklahoma manages $100.3M in total assets and holds $89.2M in customer deposits. When evaluating the stability of American Exchange Bank, Lindsay, Oklahoma, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.73%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.14%, while its Return on Equity (ROE) sits at 21.37%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$44.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
FDIC Certificate #: 2328
Specialization: Other Specialized Under 1 Billion