Ameriserv Financial Bank
Chartered Bank Active FDIC Insured
Health Score
8.3 / 10
216 Franklin St, Johnstown, PA 15901
Financial Overview
Total Assets $1.47B
Total Deposits $1.27B
Profitability (ROA) 0.73%
Shareholder Return (ROE) 7.54%
Capital Cushion (Eq/Assets) 9.67%
Established 09/23/1933
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$74.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: AmeriServ.com
FDIC Certificate #: 7542
Specialization: Commercial Lending Specialization