Baker-Boyer National Bank

Baker-Boyer National Bank is a currently active commercial lending specialization banking institution headquartered in Walla Walla, Washington. Established in 11/10/1869, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Baker-Boyer National Bank manages $698.7M in total assets and holds $637.1M in customer deposits. When evaluating the stability of Baker-Boyer National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.41%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.62%, while its Return on Equity (ROE) sits at 7.41%. These metrics result in a moderate health score of 7.4 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.