Bank of Brewton

Chartered Bank Active FDIC Insured
Health Score
8.6 / 10

103 Belleville Ave, Brewton, AL 36426

Financial Overview

Total Assets $50.7M
Total Deposits $41.6M
Profitability (ROA) 0.99%
Shareholder Return (ROE) 5.36%
Capital Cushion (Eq/Assets) 17.72%
Established 08/01/1889

Financial Health Analysis

Bank of Brewton is a currently active other specialized under 1 billion banking institution headquartered in Brewton, Alabama. Established in 08/01/1889, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Brewton manages $50.7M in total assets and holds $41.6M in customer deposits. When evaluating the stability of Bank of Brewton, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 17.72%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.99%, while its Return on Equity (ROE) sits at 5.36%. These robust metrics contribute to an overall health score of 8.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$20.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankofbrewton.com

FDIC Certificate #: 5605

Specialization: Other Specialized Under 1 Billion

Location

103 Belleville Ave

Brewton, Alabama 36426

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