Bank of Guam

Bank of Guam is a currently active commercial lending specialization banking institution headquartered in Hagatna, Guam. Established in 12/11/1972, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Guam manages $3.14B in total assets and holds $2.87B in customer deposits. When evaluating the stability of Bank of Guam, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.22%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.72%, while its Return on Equity (ROE) sits at 9.86%. These robust metrics contribute to an overall health score of 8.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.