Bank of Hawaii
111 S King St, Honolulu, HI 96813
Financial Overview
Financial Health Analysis
Bank of Hawaii is a currently active mortgage lending specialization banking institution headquartered in Honolulu, Hawaii. Established in 01/01/1897, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Bank of Hawaii manages $23.88B in total assets and holds $21.03B in customer deposits. When evaluating the stability of Bank of Hawaii, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.40%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.98%, while its Return on Equity (ROE) sits at 13.31%. These robust metrics contribute to an overall health score of 8.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$447.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.boh.com
FDIC Certificate #: 18053
Specialization: Mortgage Lending Specialization