Bank of Lexington, Inc.

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

761 Corporate Dr, Lexington, KY 40503

Financial Overview

Total Assets $399.4M
Total Deposits $341.3M
Profitability (ROA) 1.38%
Shareholder Return (ROE) 12.62%
Capital Cushion (Eq/Assets) 11.07%
Established 02/06/2006

Financial Health Analysis

Bank of Lexington, Inc. is a currently active commercial lending specialization banking institution headquartered in Lexington, Kentucky. Established in 02/06/2006, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Lexington, Inc. manages $399.4M in total assets and holds $341.3M in customer deposits. When evaluating the stability of Bank of Lexington, Inc., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.07%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.38%, while its Return on Equity (ROE) sits at 12.62%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$85.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankoflexington.net

FDIC Certificate #: 58164

Specialization: Commercial Lending Specialization

Location

761 Corporate Dr

Lexington, Kentucky 40503

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