Bank of New Hampshire

Chartered Bank Active FDIC Insured
Health Score
9.3 / 10

62 Pleasant St, Laconia, NH 03246

Financial Overview

Total Assets $2.81B
Total Deposits $2.44B
Profitability (ROA) 0.95%
Shareholder Return (ROE) 8.23%
Capital Cushion (Eq/Assets) 11.46%
Established 07/02/1831

Financial Health Analysis

Bank of New Hampshire is a currently active commercial lending specialization banking institution headquartered in Laconia, New Hampshire. Established in 07/02/1831, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of New Hampshire manages $2.81B in total assets and holds $2.44B in customer deposits. When evaluating the stability of Bank of New Hampshire, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.46%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.95%, while its Return on Equity (ROE) sits at 8.23%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$116.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.BNH.bank

FDIC Certificate #: 18012

Specialization: Commercial Lending Specialization

Location

62 Pleasant St

Laconia, New Hampshire 03246

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