Bank of St. Francisville

Bank of St. Francisville is a currently active commercial lending specialization banking institution headquartered in Saint Francisville, Louisiana. Established in 10/30/1978, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of St. Francisville manages $397.9M in total assets and holds $346.4M in customer deposits. When evaluating the stability of Bank of St. Francisville, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.73%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.64%, while its Return on Equity (ROE) sits at 16.54%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.