Bank of York

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

13 Liberty St W, York, SC 29745

Financial Overview

Total Assets $308.9M
Total Deposits $267.8M
Profitability (ROA) 1.64%
Shareholder Return (ROE) 13.38%
Capital Cushion (Eq/Assets) 12.39%
Established 04/15/1935

Financial Health Analysis

Bank of York is a currently active other specialized under 1 billion banking institution headquartered in York, South Carolina. Established in 04/15/1935, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of York manages $308.9M in total assets and holds $267.8M in customer deposits. When evaluating the stability of Bank of York, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.39%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.64%, while its Return on Equity (ROE) sits at 13.38%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$67.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankofyork.com

FDIC Certificate #: 15104

Specialization: Other Specialized Under 1 Billion

Location

13 Liberty St W

York, South Carolina 29745

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