Bank of York
13 Liberty St W, York, SC 29745
Financial Overview
Financial Health Analysis
Bank of York is a currently active other specialized under 1 billion banking institution headquartered in York, South Carolina. Established in 04/15/1935, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Bank of York manages $308.9M in total assets and holds $267.8M in customer deposits. When evaluating the stability of Bank of York, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.39%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.64%, while its Return on Equity (ROE) sits at 13.38%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$67.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankofyork.com
FDIC Certificate #: 15104
Specialization: Other Specialized Under 1 Billion