bankcda

Chartered Bank Active FDIC Insured
Health Score
8.2 / 10

912 Northwest Blvd, Coeur D Alene, ID 83814

Financial Overview

Total Assets $232.8M
Total Deposits $199.7M
Profitability (ROA) 0.80%
Shareholder Return (ROE) 6.14%
Capital Cushion (Eq/Assets) 13.26%
Established 05/17/2001

Financial Health Analysis

bankcda is a currently active commercial lending specialization banking institution headquartered in Coeur D Alene, Idaho. Established in 05/17/2001, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, bankcda manages $232.8M in total assets and holds $199.7M in customer deposits. When evaluating the stability of bankcda, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.26%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.80%, while its Return on Equity (ROE) sits at 6.14%. These robust metrics contribute to an overall health score of 8.2 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$28.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankcda.bank

FDIC Certificate #: 57074

Specialization: Commercial Lending Specialization

Location

912 Northwest Blvd

Coeur D Alene, Idaho 83814

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