Blue Grass Savings Bank

Blue Grass Savings Bank is a currently active all other under 1 billion banking institution headquartered in Blue Grass, Iowa. Established in 01/01/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Blue Grass Savings Bank manages $222.2M in total assets and holds $182.8M in customer deposits. When evaluating the stability of Blue Grass Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.31%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.13%, while its Return on Equity (ROE) sits at 8.50%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.