Capital Bank

Capital Bank is a currently active commercial lending specialization banking institution headquartered in Jacinto City, Texas. Established in 04/10/1965, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Capital Bank manages $694.3M in total assets and holds $614.4M in customer deposits. When evaluating the stability of Capital Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.25%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.60%, while its Return on Equity (ROE) sits at 15.65%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.