Cedar Rapids Bank and Trust Company
500 1st Ave Ne, Cedar Rapids, IA 52401
Financial Overview
Financial Health Analysis
Cedar Rapids Bank and Trust Company is a currently active commercial lending specialization banking institution headquartered in Cedar Rapids, Iowa. Established in 09/14/2001, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Cedar Rapids Bank and Trust Company manages $2.87B in total assets and holds $1.98B in customer deposits. When evaluating the stability of Cedar Rapids Bank and Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 16.61%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.43%, while its Return on Equity (ROE) sits at 14.74%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$220.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.CRBT.bank
FDIC Certificate #: 57244
Specialization: Commercial Lending Specialization