Cedar Rapids Bank and Trust Company

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

500 1st Ave Ne, Cedar Rapids, IA 52401

Financial Overview

Total Assets $2.87B
Total Deposits $1.98B
Profitability (ROA) 2.43%
Shareholder Return (ROE) 14.74%
Capital Cushion (Eq/Assets) 16.61%
Established 09/14/2001

Financial Health Analysis

Cedar Rapids Bank and Trust Company is a currently active commercial lending specialization banking institution headquartered in Cedar Rapids, Iowa. Established in 09/14/2001, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Cedar Rapids Bank and Trust Company manages $2.87B in total assets and holds $1.98B in customer deposits. When evaluating the stability of Cedar Rapids Bank and Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 16.61%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.43%, while its Return on Equity (ROE) sits at 14.74%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$220.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.CRBT.bank

FDIC Certificate #: 57244

Specialization: Commercial Lending Specialization

Location

500 1st Ave Ne

Cedar Rapids, Iowa 52401

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