Central Bank

Chartered Bank Active FDIC Insured
Health Score
9.6 / 10

1506 Market St, Little Rock, AR 72211

Financial Overview

Total Assets $937.6M
Total Deposits $736.2M
Profitability (ROA) 1.18%
Shareholder Return (ROE) 12.79%
Capital Cushion (Eq/Assets) 9.07%
Established 08/12/1912

Financial Health Analysis

Central Bank is a currently active commercial lending specialization banking institution headquartered in Little Rock, Arkansas. Established in 08/12/1912, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Central Bank manages $937.6M in total assets and holds $736.2M in customer deposits. When evaluating the stability of Central Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.07%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.18%, while its Return on Equity (ROE) sits at 12.79%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$245.4M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://www.centralbankar.com

FDIC Certificate #: 1756

Specialization: Commercial Lending Specialization

Location

1506 Market St

Little Rock, Arkansas 72211

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