Citizens Bank of Las Cruces

Citizens Bank of Las Cruces is a currently active commercial lending specialization banking institution headquartered in Las Cruces, New Mexico. Established in 04/06/1970, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Citizens Bank of Las Cruces manages $1.17B in total assets and holds $1.03B in customer deposits. When evaluating the stability of Citizens Bank of Las Cruces, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.84%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.24%, while its Return on Equity (ROE) sits at 22.80%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.