Citizens National Bank of Cheboygan
Chartered Bank Active FDIC Insured
Health Score
7.0 / 10
303 N Main St, Cheboygan, MI 49721
Financial Overview
Total Assets $463.9M
Total Deposits $435.2M
Profitability (ROA) 0.73%
Shareholder Return (ROE) 16.54%
Capital Cushion (Eq/Assets) 4.46%
Established 01/24/1931
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$43.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cnbismybank.com
FDIC Certificate #: 5018
Specialization: Commercial Lending Specialization