City National Bank of West Virginia
3601 Maccorkle Ave Se, Charleston, WV 25304
Financial Overview
Financial Health Analysis
City National Bank of West Virginia is a currently active commercial lending specialization banking institution headquartered in Charleston, West Virginia. Established in 04/01/1957, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, City National Bank of West Virginia manages $6.74B in total assets and holds $5.45B in customer deposits. When evaluating the stability of City National Bank of West Virginia, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.16%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.92%, while its Return on Equity (ROE) sits at 19.24%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$55.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankatcity.com
FDIC Certificate #: 17735
Specialization: Commercial Lending Specialization