Commercial Banking Company

Commercial Banking Company is a currently active commercial lending specialization banking institution headquartered in Valdosta, Georgia. Established in 01/01/1934, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Commercial Banking Company manages $408.9M in total assets and holds $363.3M in customer deposits. When evaluating the stability of Commercial Banking Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.98%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.02%, while its Return on Equity (ROE) sits at 21.45%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.