Connecticut Community Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
4.8 / 10

605 West Ave, Norwalk, CT 06850

Financial Overview

Total Assets $533.4M
Total Deposits $453.2M
Profitability (ROA) 0.16%
Shareholder Return (ROE) 1.20%
Capital Cushion (Eq/Assets) 13.44%
Established 12/28/1998

Financial Health Analysis

Connecticut Community Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Norwalk, Connecticut. Established in 12/28/1998, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Connecticut Community Bank, National Association manages $533.4M in total assets and holds $453.2M in customer deposits. When evaluating the stability of Connecticut Community Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.44%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.16%, while its Return on Equity (ROE) sits at 1.20%. These figures yield a lower health score of 4.8 out of 10, indicating potential areas for operational improvement and tighter capital management.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$45.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.ccbankonline.com

FDIC Certificate #: 34876

Specialization: Commercial Lending Specialization

Location

605 West Ave

Norwalk, Connecticut 06850

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