Crystal Lake Bank and Trust Company, National Association
Chartered Bank Active FDIC Insured
Health Score
9.8 / 10
70 N Williams St, Crystal Lake, IL 60014
Financial Overview
Total Assets $2.15B
Total Deposits $1.80B
Profitability (ROA) 1.50%
Shareholder Return (ROE) 15.92%
Capital Cushion (Eq/Assets) 9.42%
Established 12/19/1997
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$300.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: crystallakebank.com
FDIC Certificate #: 34681
Specialization: Commercial Lending Specialization