Dewey Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

2994 County Road 900 E, Dewey, IL 61840

Financial Overview

Total Assets $30.3M
Total Deposits $26.3M
Profitability (ROA) 1.61%
Shareholder Return (ROE) 12.79%
Capital Cushion (Eq/Assets) 12.75%
Established 01/01/1902

Financial Health Analysis

Dewey Bank is a currently active agricultural specialization banking institution headquartered in Dewey, Illinois. Established in 01/01/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Dewey Bank manages $30.3M in total assets and holds $26.3M in customer deposits. When evaluating the stability of Dewey Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.75%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.61%, while its Return on Equity (ROE) sits at 12.79%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$26.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.deweybank.com

FDIC Certificate #: 10803

Specialization: Agricultural Specialization

Location

2994 County Road 900 E

Dewey, Illinois 61840

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