Eastern Michigan Bank
Chartered Bank Active FDIC Insured
Health Score
9.5 / 10
65 N Howard Ave, Croswell, MI 48422
Financial Overview
Total Assets $567.8M
Total Deposits $470.2M
Profitability (ROA) 1.39%
Shareholder Return (ROE) 8.21%
Capital Cushion (Eq/Assets) 17.06%
Established 12/04/1895
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$36.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.emb.bank
FDIC Certificate #: 982
Specialization: Other Specialized Under 1 Billion