Farmers & Merchants Bank
Chartered Bank Active FDIC Insured
Health Score
8.9 / 10
165 New Market Rd, Timberville, VA 22853
Financial Overview
Total Assets $1.41B
Total Deposits $1.28B
Profitability (ROA) 0.94%
Shareholder Return (ROE) 12.04%
Capital Cushion (Eq/Assets) 7.80%
Established 01/01/1908
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$85.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.FMBankVA.com
FDIC Certificate #: 8668
Specialization: Commercial Lending Specialization