First American Bank and Trust

First American Bank and Trust is a currently active commercial lending specialization banking institution headquartered in Vacherie, Louisiana. Established in 12/03/1910, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First American Bank and Trust manages $1.39B in total assets and holds $1.22B in customer deposits. When evaluating the stability of First American Bank and Trust, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.41%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.96%, while its Return on Equity (ROE) sits at 8.30%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.