First City Bank
Chartered Bank Active FDIC Insured
Health Score
4.0 / 10
21 N Main St, Alpharetta, GA 30009
Financial Overview
Total Assets $23.9M
Total Deposits $20.8M
Profitability (ROA) -1.83%
Shareholder Return (ROE) -15.60%
Capital Cushion (Eq/Assets) 11.62%
Established 07/02/1945
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$10.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankoflumbercity.com
FDIC Certificate #: 16281
Specialization: Agricultural Specialization