First National Bank in Taylorville

First National Bank in Taylorville is a currently active agricultural specialization banking institution headquartered in Taylorville, Illinois. Established in 03/28/1956, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First National Bank in Taylorville manages $201.0M in total assets and holds $175.3M in customer deposits. When evaluating the stability of First National Bank in Taylorville, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.67%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.38%, while its Return on Equity (ROE) sits at 11.93%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.