First National Bank of Gillette

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

319 S Gillette Ave, Gillette, WY 82716

Financial Overview

Total Assets $626.2M
Total Deposits $547.5M
Profitability (ROA) 1.54%
Shareholder Return (ROE) 12.69%
Capital Cushion (Eq/Assets) 12.18%
Established 09/10/1963

Financial Health Analysis

First National Bank of Gillette is a currently active mortgage lending specialization banking institution headquartered in Gillette, Wyoming. Established in 09/10/1963, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First National Bank of Gillette manages $626.2M in total assets and holds $547.5M in customer deposits. When evaluating the stability of First National Bank of Gillette, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.18%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.54%, while its Return on Equity (ROE) sits at 12.69%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$182.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.fnbgillette.com

FDIC Certificate #: 18880

Specialization: Mortgage Lending Specialization

Location

319 S Gillette Ave

Gillette, Wyoming 82716

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