First Neighborhood Bank
Chartered Bank Active FDIC Insured
Health Score
5.1 / 10
216 Market St, Spencer, WV 25276
Financial Overview
Total Assets $160.6M
Total Deposits $145.3M
Profitability (ROA) 0.25%
Shareholder Return (ROE) 2.79%
Capital Cushion (Eq/Assets) 8.77%
Established 02/08/1912
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$29.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www,firstneighborhoodbank.com
FDIC Certificate #: 6800
Specialization: All Other Under 1 Billion