FirstBank of Nebraska
201 E 5th St, Wahoo, NE 68066
Financial Overview
Financial Health Analysis
FirstBank of Nebraska is a currently active agricultural specialization banking institution headquartered in Wahoo, Nebraska. Established in 07/15/1882, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, FirstBank of Nebraska manages $470.3M in total assets and holds $376.0M in customer deposits. When evaluating the stability of FirstBank of Nebraska, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.72%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.70%, while its Return on Equity (ROE) sits at 18.45%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$94.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstbankne.com
FDIC Certificate #: 5486
Specialization: Agricultural Specialization