Fremont Bank

Chartered Bank Active FDIC Insured
Health Score
9.1 / 10

39150 Fremont Blvd, Fremont, CA 94538

Financial Overview

Total Assets $5.92B
Total Deposits $5.27B
Profitability (ROA) 1.17%
Shareholder Return (ROE) 15.03%
Capital Cushion (Eq/Assets) 7.83%
Established 09/03/1964

Financial Health Analysis

Fremont Bank is a currently active commercial lending specialization banking institution headquartered in Fremont, California. Established in 09/03/1964, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Fremont Bank manages $5.92B in total assets and holds $5.27B in customer deposits. When evaluating the stability of Fremont Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.83%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.17%, while its Return on Equity (ROE) sits at 15.03%. These robust metrics contribute to an overall health score of 9.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$229.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.fremontbank.com

FDIC Certificate #: 19222

Specialization: Commercial Lending Specialization

Location

39150 Fremont Blvd

Fremont, California 94538

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