Fulton Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

1 Penn Sq, Lancaster, PA 17602

Financial Overview

Total Assets $32.11B
Total Deposits $27.04B
Profitability (ROA) 1.25%
Shareholder Return (ROE) 11.31%
Capital Cushion (Eq/Assets) 11.01%
Established 01/01/1882

Financial Health Analysis

Fulton Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Lancaster, Pennsylvania. Established in 01/01/1882, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Fulton Bank, National Association manages $32.11B in total assets and holds $27.04B in customer deposits. When evaluating the stability of Fulton Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.01%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.25%, while its Return on Equity (ROE) sits at 11.31%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$130.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.fultonbank.com

FDIC Certificate #: 7551

Specialization: Commercial Lending Specialization

Location

1 Penn Sq

Lancaster, Pennsylvania 17602

Open in Google Maps →

Map