Gouverneur Savings and Loan Association

Chartered Bank Active FDIC Insured
Health Score
7.0 / 10

42 Church St, Gouverneur, NY 13642

Financial Overview

Total Assets $198.5M
Total Deposits $161.5M
Profitability (ROA) 0.61%
Shareholder Return (ROE) 3.85%
Capital Cushion (Eq/Assets) 16.03%
Established 01/01/1892

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$40.4M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.gouverneurbank.com

FDIC Certificate #: 30976

Specialization: Mortgage Lending Specialization

Location

42 Church St

Gouverneur, New York 13642

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