Grand Rapids State Bank

Grand Rapids State Bank is a currently active commercial lending specialization banking institution headquartered in Grand Rapids, Minnesota. Established in 06/15/1914, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Grand Rapids State Bank manages $257.1M in total assets and holds $231.6M in customer deposits. When evaluating the stability of Grand Rapids State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.88%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.82%, while its Return on Equity (ROE) sits at 20.43%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.