GS&L Municipal Bank
Chartered Bank Active FDIC Insured
Health Score
8.5 / 10
42 Church St, Gouverneur, NY 13642
Financial Overview
Total Assets $37.1M
Total Deposits $21.5M
Profitability (ROA) 1.90%
Shareholder Return (ROE) 4.87%
Capital Cushion (Eq/Assets) 40.29%
Established 09/16/2022
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$5.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
FDIC Certificate #: 59312
Specialization: Other Specialized Under 1 Billion