Industrial Bank
4812 Georgia Ave Nw, Washington, DC 20011
Financial Overview
Financial Health Analysis
Industrial Bank is a currently active commercial lending specialization banking institution headquartered in Washington, District Of Columbia. Established in 08/18/1934, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Industrial Bank manages $774.9M in total assets and holds $607.9M in customer deposits. When evaluating the stability of Industrial Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.81%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.00%, while its Return on Equity (ROE) sits at 0.01%. These figures yield a lower health score of 4.0 out of 10, indicating potential areas for operational improvement and tighter capital management.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$60.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.industrial-bank.com
FDIC Certificate #: 14679
Specialization: Commercial Lending Specialization