International Bank of Commerce
3817 N West Expy, Oklahoma City, OK 73112
Financial Overview
Financial Health Analysis
International Bank of Commerce is a currently active commercial lending specialization banking institution headquartered in Oklahoma City, Oklahoma. Established in 01/01/2017, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, International Bank of Commerce manages $1.61B in total assets and holds $1.17B in customer deposits. When evaluating the stability of International Bank of Commerce, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 15.44%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.31%, while its Return on Equity (ROE) sits at 8.57%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$28.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.ibc.com
FDIC Certificate #: 59093
Specialization: Commercial Lending Specialization