Iowa Falls State Bank

Iowa Falls State Bank is a currently active all other under 1 billion banking institution headquartered in Iowa Falls, Iowa. Established in 01/01/1933, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Iowa Falls State Bank manages $204.2M in total assets and holds $157.6M in customer deposits. When evaluating the stability of Iowa Falls State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.81%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.19%, while its Return on Equity (ROE) sits at 7.87%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.