Lake Forest Bank & Trust Company, National Association
727 N Bank Ln, Lake Forest, IL 60045
Financial Overview
Financial Health Analysis
Lake Forest Bank & Trust Company, National Association is a currently active commercial lending specialization banking institution headquartered in Lake Forest, Illinois. Established in 05/21/1986, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Lake Forest Bank & Trust Company, National Association manages $9.00B in total assets and holds $6.99B in customer deposits. When evaluating the stability of Lake Forest Bank & Trust Company, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.59%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.74%, while its Return on Equity (ROE) sits at 18.59%. These robust metrics contribute to an overall health score of 9.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$698.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.lakeforestbank.com
FDIC Certificate #: 27589
Specialization: Commercial Lending Specialization