Legacy Bank & Trust Company
1500 N Main St, Mountain Grove, MO 65711
Financial Overview
Financial Health Analysis
Legacy Bank & Trust Company is a currently active commercial lending specialization banking institution headquartered in Mountain Grove, Missouri. Established in 10/17/1907, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Legacy Bank & Trust Company manages $1.83B in total assets and holds $1.54B in customer deposits. When evaluating the stability of Legacy Bank & Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.11%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.19%, while its Return on Equity (ROE) sits at 9.58%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$171.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.legacybankandtrust.com
FDIC Certificate #: 22319
Specialization: Commercial Lending Specialization