Liberty National Bank

Chartered Bank Active FDIC Insured
Health Score
9.3 / 10

4425 Singing Hills Blvd, Sioux City, IA 51106

Financial Overview

Total Assets $605.2M
Total Deposits $442.3M
Profitability (ROA) 1.30%
Shareholder Return (ROE) 7.66%
Capital Cushion (Eq/Assets) 16.96%
Established 03/17/2003

Financial Health Analysis

Liberty National Bank is a currently active agricultural specialization banking institution headquartered in Sioux City, Iowa. Established in 03/17/2003, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Liberty National Bank manages $605.2M in total assets and holds $442.3M in customer deposits. When evaluating the stability of Liberty National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 16.96%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.30%, while its Return on Equity (ROE) sits at 7.66%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$44.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.libertynational.bank

FDIC Certificate #: 57505

Specialization: Agricultural Specialization

Location

4425 Singing Hills Blvd

Sioux City, Iowa 51106

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