Longview Community Bank

Chartered Bank Active FDIC Insured
Health Score
8.3 / 10

130 S Washington St, Mount Pulaski, IL 62548

Financial Overview

Total Assets $271.3M
Total Deposits $222.3M
Profitability (ROA) 0.78%
Shareholder Return (ROE) 6.59%
Capital Cushion (Eq/Assets) 11.84%
Established 01/01/1872

Financial Health Analysis

Longview Community Bank is a currently active agricultural specialization banking institution headquartered in Mount Pulaski, Illinois. Established in 01/01/1872, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Longview Community Bank manages $271.3M in total assets and holds $222.3M in customer deposits. When evaluating the stability of Longview Community Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.84%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.78%, while its Return on Equity (ROE) sits at 6.59%. These robust metrics contribute to an overall health score of 8.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$44.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.longviewcb.com

FDIC Certificate #: 11319

Specialization: Agricultural Specialization

Location

130 S Washington St

Mount Pulaski, Illinois 62548

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