Mainstreet Community Bank of Florida

Mainstreet Community Bank of Florida is a currently active commercial lending specialization banking institution headquartered in Deland, Florida. Established in 10/24/2003, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Mainstreet Community Bank of Florida manages $948.0M in total assets and holds $859.6M in customer deposits. When evaluating the stability of Mainstreet Community Bank of Florida, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.51%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.90%, while its Return on Equity (ROE) sits at 10.51%. These robust metrics contribute to an overall health score of 9.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.