Midwest Bank
114 W Main St, Pierce, NE 68767
Financial Overview
Financial Health Analysis
Midwest Bank is a currently active agricultural specialization banking institution headquartered in Pierce, Nebraska. Established in 01/01/1882, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Midwest Bank manages $1.25B in total assets and holds $1.06B in customer deposits. When evaluating the stability of Midwest Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.45%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.98%, while its Return on Equity (ROE) sits at 11.68%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$96.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.midwest.bank
FDIC Certificate #: 13255
Specialization: Agricultural Specialization