Northwest Community Bank
86 Main St, Winsted, CT 06098
Financial Overview
Financial Health Analysis
Northwest Community Bank is a currently active commercial lending specialization banking institution headquartered in Winsted, Connecticut. Established in 07/15/1875, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Northwest Community Bank manages $1.23B in total assets and holds $1.06B in customer deposits. When evaluating the stability of Northwest Community Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.88%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.49%, while its Return on Equity (ROE) sits at 7.05%. These metrics result in a moderate health score of 6.3 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$71.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.nwcommunitybank.com
FDIC Certificate #: 18229
Specialization: Commercial Lending Specialization