Ohnward Bank & Trust

Ohnward Bank & Trust is a currently active agricultural specialization banking institution headquartered in Cascade, Iowa. Established in 02/28/1903, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Ohnward Bank & Trust manages $489.2M in total assets and holds $408.8M in customer deposits. When evaluating the stability of Ohnward Bank & Trust, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.13%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.37%, while its Return on Equity (ROE) sits at 11.32%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.