Peoples State Bank
Chartered Bank Active FDIC Insured
Health Score
9.4 / 10
5850 Highway 59 S, Shepherd, TX 77371
Financial Overview
Total Assets $182.5M
Total Deposits $161.2M
Profitability (ROA) 1.40%
Shareholder Return (ROE) 16.86%
Capital Cushion (Eq/Assets) 8.54%
Established 09/21/1921
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$53.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.psbtexas.com
FDIC Certificate #: 10345
Specialization: Commercial Lending Specialization