Pine Country Bank

Pine Country Bank is a currently active agricultural specialization banking institution headquartered in Little Falls, Minnesota. Established in 05/11/1927, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Pine Country Bank manages $388.0M in total assets and holds $340.1M in customer deposits. When evaluating the stability of Pine Country Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.00%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.29%, while its Return on Equity (ROE) sits at 10.82%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.