Popular Bank
85 Broad St, New York, NY 10004
Financial Overview
Financial Health Analysis
Popular Bank is a currently active commercial lending specialization banking institution headquartered in New York, New York. Established in 01/02/1999, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Popular Bank manages $14.95B in total assets and holds $12.23B in customer deposits. When evaluating the stability of Popular Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.22%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.99%, while its Return on Equity (ROE) sits at 7.01%. These robust metrics contribute to an overall health score of 9.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$321.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.popularbank.com
FDIC Certificate #: 34967
Specialization: Commercial Lending Specialization