RNB STATE BANK
220 5th St, Rawlins, WY 82301
Financial Overview
Financial Health Analysis
RNB STATE BANK is a currently active commercial lending specialization banking institution headquartered in Rawlins, Wyoming. Established in 01/01/1898, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, RNB STATE BANK manages $286.9M in total assets and holds $267.5M in customer deposits. When evaluating the stability of RNB STATE BANK, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.37%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.61%, while its Return on Equity (ROE) sits at 9.47%. These metrics result in a moderate health score of 7.2 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$53.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.rnbonline.com
FDIC Certificate #: 2228
Specialization: Commercial Lending Specialization